Configure settings to enable and facilitate payment experiences directly within or by the agent. These settings control the agent's ability to instantly surface secure payment credentials and payment features such as BNPL/installments, pay by bank, and other value added services.

Instant Credentials

Instantly authenticate shoppers and surface payment credentials as:

display as popover modal over the page
embedded components directly in the checkout experience

Control how Click to Paycards are surfaced in the shopper's wallet.

Installments

Enable BNPL options such as:

issuer-based Mastercard Installments
Affirm
Klarna
Flex Pay

Configure where BNPL is surfaced:

product detail page (PDP)
cart
checkout
shopping assistance conversation
only when cart exceeds configured threshold

Network Tokenization

Turn on network tokenization for enhanced security and authorization rates.

Pay by Bank

Configure Pay by bank and Open Financeas a payment method in:

checkout
shopping assistant conversation
enable only when cart exceeds configured threshold

Value Added Services

Cybersecurity & Fraud

Enable Mastercard Identity Insights + Decision Intelligence to approve legitimate shoppers, step up risky session and block fraud across checkout and agent flows on:

Agent Flows
Merchant Checkout

Configure Risk Rules: active decision intelligence and identity insights

Checkout velocity check
High-value step-up
New device challenge
Geo mismatch block
Agent risk scoring

Configure Agent Transaction Risk Controls: policies applied specifically to agent initiated purchases

Require verifiable intent
Human approval over limit
Block high-risk BINs
Audit all agent transactions

Configure Challenge Policy Configuration which sets the default friction posture for unknown and elevated-risk shoppers

Low friction
Balanced
Strict

Offers & Loyalty

Surface personalized offers, loyalty rewards and merchant promotions on:

Agent Flows
Merchant Checkout

Use campaign builder to activate offers for redemption and conversion